zero closing costs refinance
5 Zero-Closing-Cost Mortgage Rates They Missed
5 Zero-Closing-Cost Mortgage Rates They Missed The five zero-closing-cost mortgage rates most borrowers missed in May 2026 are the 6.14% 30-year fixed, 5.85% 5-year ARM, 5.70% 3-year fixed, 6.00% interest-only, and 6.25% cash-out refinance - all advertised with no upfront fees but carrying higher rate