refinance savings
Mortgage Rates 30-Year vs 15-Year 2026: Which Wins?
At a glance, a 15-year mortgage typically saves about $100,000 in interest versus a 30-year, while the 30-year reduces monthly payments by roughly $200; the winner depends on whether you prioritize total cost or cash-flow flexibility. Financial Disclaimer: This article is for educational purposes only and does not constitute