mortgage rates in 1996
Unmask Secret Slumps in 2026 Mortgage Rates
The average 30-year fixed mortgage rate fell to 3.72% on February 18, 2026, the lowest since 2009, offering a rare chance to lock in cheaper monthly payments. In contrast, the 2011 peak of 5.83% in the eurozone shows how dramatic the swing can be. Below I break down