credit score to get a mortgage
How Your Credit Score Determines Mortgage Rates and What You Can Do About It
A 760 credit score can lower a 30-year mortgage rate by about 0.30%, bringing the current 6.35% average down to roughly 6.05%. In today’s market, rates sit above 6% for all borrowers, but a strong credit profile still creates a noticeable cost advantage (cbsnews.com). Financial